![]() ![]() Insurance products and plan administrative services provided through Principal Life Insurance Co., a member of the Principal Financial Group®, Des Moines, IA 50392. You should consult with appropriate counsel or other professionals on all matters pertaining to legal, tax, investment or accounting obligations and requirements. The subject matter in this communication is educational only and provided with the understanding that Principal® is not rendering legal, accounting, investment advice or tax advice. Responsibility for those decisions is assumed by the participant, not the plan sponsor and not by any member of Principal®. Individual results will vary. Participants should regularly review their savings progress and post-retirement needs. This calculator only provides education which may be helpful in making personal financial decisions. The Retirement Wellness Planner information and Retirement Wellness Score are limited only to the inputs and other financial assumptions and is not intended to be a financial plan or investment advice from any company of the Principal Financial Group® or plan sponsor. GAO 2013 CE data 16-242, Retirement Replacement Rates. The estimated average total spending for post-retirement households was about 77 percent of the spending levels for pre-retirement households. * As a base assumption, we initially assume an 80% replacement ratio based on our industry experience and GAO Retirement Security report to Congressional requestors. So, it will not change if you make changes that impact your desired income in retirement. Your Retirement Wellness Score always assumes you are replacing 100% of your pre-retirement income. This is not a guarantee of future income. This information may be valued as of different dates. The withdrawal rate can vary depending on your Desired Retirement Age. This score, and what you will have, are merely estimates based on information provided by you, your employer (if applicable) or from our records, and includes account or benefit amounts, recurring employee and employer contributors (if applicable), several financial assumptions and a 4.5% withdrawal rate. The amounts you will have may differ based on your specific goals in retirement. Your Retirement Wellness Score would be 50. For example, based on your inputs you may have $1,000 per month when you retire, but your monthly pre-retirement income is $2,000. The score compares what you are estimated to have in monthly income at retirement against your estimated monthly pre-retirement income. Studies suggest replacing at least 70-85% of your income in retirement. * Your Retirement Wellness Score indicates the percentage of your pre-retirement income that is estimated to be available at the specified retirement age (based on your personalized inputs and current assumptions). A typical retirement budget may look like this: This worksheet (PDF) helps you examine for income sources and detailed expenses more closely.īefore you start plotting your budget in detail, know that for most people, different types of retirement income cover different expenses. How are you going to celebrate your retirement? What are your dreams for the year ahead? These factor in, as do the necessities: food, lodging, transportation, health care, taxes and insurance. Next, you’ll want to think about your expenses. You may need to replace at least 70-80% or more of your pre-retirement income retirement.* For many people, that means using a combination of guaranteed income and other assets to cover this amount. Estimating retirement income and expenses. Starting to build your retirement budget is really that simple. Then estimate your expenses, separating them into essential and discretionary. And a little advanced budgeting now may help you from feeling overwhelmed about your retirement finances later.Ī good place to begin is with your sources of retirement income. There’s a lot to consider when it comes to your income needs in retirement.
0 Comments
Units range from 600-square-foot resort guest rooms to 3,600-square-foot, four-bedroom residences, but all accommodations share similar amenities. The smooth, 400-thread-count Egyptian cotton linens and neutral color scheme of the rooms, when contrasted against the stunning backdrop of the Wasatch Mountains just outside, evoke a feeling of calm, understated luxury that is comforting and welcoming. The Advanced Cellpower Beauty Lifting Facial, which employs Jacqueline Piotaz Switzerland products (a line derived from plant stem cells that is exclusive in North America to Spa Montage), gives an immediate lift in the skin while firming, rejuvenating and diminishing wrinkles. Therapists will melt tensions with treatments such as the Mountain Body Therapy, a full-body service tailored specifically to your needs. The largest spa in Utah, this Forbes Travel Guide Four-Star retreat provides everything you could want: his-and-hers private locker rooms with relaxation areas and a full water circuit (sauna, steam room, deluge shower, Jacuzzi) a public area featuring a heated lap pool and two larger, coed whirlpools a state-of-the-art fitness facility and 29 treatment rooms, including a couples massage room, a Vichy shower and hydrotherapy rooms. On par with the luxury mega-spas you might find in Las Vegas, Spa Montage Deer Valley is a 35,000-square-foot oasis in the mountain. Spa Montage Deer Valley, Photo Courtesy of Montage Hotels & Resorts And if that isn’t enough, the Ski Day with Our Olympic Ski Ambassador program offers a one-of-a-kind experience - private lessons with two-time Olympic medalist Shannon Bahrke. The fact that Deer Valley Resort is a capacity-controlled, ski-only resort known for its immaculately groomed trails means that you’ll zip through the lifts with barely a wait. Three high-speed lifts are located just yards from property. And, because this is a true ski-in, ski-out facility, there’s no trekking involved. When you’re ready to hit the slopes, a ski valet helps you adjust and put on your boots, escorting you outdoors where another valet will pull your skis for you and set them up. Additionally, a Deer Valley Resort counter is onsite, so you can buy lift tickets on property. Compass Sports, the onsite ski shop, takes care of all your gear needs. Once you get to the resort, everything is effortless. It’s extremely easy to get to just a 40-minute drive from Salt Lake City International Airport, the trip is short enough that you could, theoretically, hit the slopes on the day of arrival because you’ll likely land before noon. 1 ski resort for six consecutive years (2008 through 2013) by Ski Magazine, and it’s easy to see why. If you love the slopes, Montage Deer Valley ranks among the best ski resorts in the nation. From excellent service to a glorious spa and sumptuous accommodations, here are five things that we love about this mountain retreat. Today, it still holds pride of place among the crème de la crème of luxury hotels in the region. Since it opened in 2010, the property has received numerous accolades, most notably a new Forbes Travel Guide Five-Star distinction earlier this year. ![]() Nestled against the Wasatch Mountains in the heart of Deer Valley Resort in Park City, Utah, sits the 220-room Montage Deer Valley. Photo Courtesy of Montage Hotels & Resorts ![]() Using a competitor analysis, you can find out where your competitor’s products haven’t performed well and avoid making the same mistakes yourself. You can learn what the audience in your niche expects from businesses like yours and look for opportunities to convert them to your brand. Convert more customersĬompetitive analysis can help you identify new customers you can attract by providing better services or incentives. With competitive data under your belt, you can improve your ads and help your content rank higher by using proper keywords and focusing your campaigns. A competitive analysis will help you uncover these tactics and identify the best channels for employing those marketing strategies. Gaining insight into your competition’s marketing strategy can help you pinpoint the tactics and practices that are most effective with your target audience. Improve your marketing content, ads, and campaigns Incorporate technology into your own business that has already proved successful for your competitors to increase your engagement and revenue. ![]() Learn new technologiesīy exploring the technologies your competitors are using and how they help them engage their audience, you can determine whether you’re at a competitive disadvantage. The competitive analysis provides you with accurate benchmarks to measure your brand’s success and determine where improvements are needed. You might come across new strategies you haven’t tried yet, and you can learn how to pull them off effectively through your competitors. A competitive analysis also helps you gather valuable insights about your industry as a whole, so you can ensure your business is meeting industry standards.īelow are some of the benefits and outcomes of conducting a competitive analysis: Find weaknesses in your products or servicesīy analyzing competitor strategies and engagement tactics, you can identify areas where your own business might need some improvement. When you understand how their businesses work, you can identify opportunities to outperform them. ![]()
Comprised of Rob Baker, Johnny Fay, Davis Manning, and Gord Sinclair, the band launched in 1983, primarily performing covers in local venues around the Toronto region until they were signed to MCA Records by Bruce Dickinson following a gig at the Horseshoe Tavern in Toronto. 20, 2016, was televised live on the CBC with millions tuning in for the group’s final performance.Ī native of Kingston, Ontario, Gordon Downie met the future members of The Tragically Hip while attending high school. ![]() ![]() The tour’s final show in Kingston on Aug. Thank you, everyone, for all the respect, admiration and love you have given Gord throughout the years – those tender offerings touched his heart and he takes them with him now as he walks among the stars.”ĭownie revealed his diagnosis last year before the Tragically Hip embarked on a final summer concert tour that would become a touchstone for his Canadian fans. Thank you for all the help and support over the past two years. We would like to thank all the kind folks at KGH and Sunnybrook, Gord’s bandmates, management team, friends, and fans. No one worked harder on every part of their life than Gord. At home, he worked just as tirelessly at being a good father, son, brother, husband, and friend. As a musician, he lived “the life” for over 30 years, lucky to do most of it with his high school buddies. Gord knew this day was coming – his response was to spend this precious time as he always had – making music, making memories and expressing deep gratitude to his family and friends for a life well lived, often sealing it with a kiss… on the lips. “Last night Gord quietly passed away with his beloved children and family close by. He was 53.ĭownie died after a battle with glioblastoma, an aggressive form of brain cancer which was discovered after Downie suffered a seizure in 2015.Ī statement from the remaining members of the band posted to their website on Tuesday night said: TORONTO (CelebrityAccess) - Gordon Edgar Downie, lead singer and lyricist and founding member of the iconic Canadian rock band The Tragically Hip has died. ![]() Play close attention to your spelling and you’ll continue to ascend to the peak of your blogging career.Ī tip of the hat to Spencer for suggesting this topic. You could also talk about the peak of the dot com boom or the peak of Wayne Gretzky’s career as a hockey player. The point at which a stock was at its highest price could be called its peak. ![]() This is not meant to be a formal definition of sneak peek like most terms we define on, but is. ![]() Just Added Smiling Face With Hearts emoji, Melting Face emoji, Black Music Appreciation Month, Older Americans Month, Mental Health Awareness Month. Used figuratively, “peak” can refer to the highest symbolic point of something. Sneak peek is often misspelled sneak peak, which is incorrect. This most commonly comes with the imagery of the top of a mountain where its highest point is its pointed peak. In this way, this spelling makes perfect sense for the term “sneak peek,” as it is often a very short look at the upcoming product or offering.Ī peak, on the other hand, usually refers to the highest point of something. In the context of movies, TV shows and video games, the latter is sometimes referred to as teaser.Ī peek is a very quick glance at something. This early access may involve the full product or it may just include a snippet. You could be offered a sneak peek of some upcoming web software, for example, or you may be shown some early footage of an upcoming movie as a “sneak peek” of what’s to come. The term “sneak peek” (or is it “sneak peak”?) is used under a variety of contexts. You might remember an earlier Grammar 101 post on the difference between “ strike a cord” and “strike a chord.” (The latter is correct.) And so, if you want to talk about an early preview of something, should you call it a sneak peek or a sneak peak? It is a term used to describe a preview of any upcoming product, event or any other media or content. This becomes very apparent when it comes to common idioms and phrases. A sneak peek is also spelled as sneak peak. One letter can make a world of difference, especially if the two words sound exactly the same when spoken. The late-week rainfall helped to stave off further degradation of drought in upstate areas of the Carolinas and Virginia however, another round of deterioration was warranted across the Coastal Plain of North Carolina and the Virginia Tidewater, as short-term precipitation and soil moisture deficits continue to increase and average stream flows continue to decline. In the days leading up the the end of the week (Tuesday, 6/20), an area of low pressure developed across the Middle Mississippi Valley and began slowly moving eastward, leading to periods of additional rainfall across some of these same areas, in addition to interior and upstate portions of the Carolinas and Virginia. Many areas received more than 5 inches of rainfall as these thunderstorm clusters moved southeastward along a mean frontal boundary. Several rounds of heavy rainfall associated with clusters of thunderstorms warranted improvement to abnormal dryness (D0) and moderate drought (D1) across southern portions of the Deep South from Mississippi to Georgia and into northern Florida. Unfortunately, short-term dryness leading up to this week warranted further degradation of drought and abnormal dryness (D0) across southern New England and the Mid-Atlantic from the I-95 corridor eastward to the Atlantic Coast. Some locations in southeastern Pennsylvania and northern West Virginia also experienced improving drought conditions, associated with a couple of rounds of heavy rainfall, totaling in excess of 2 inches for the week. Several locations in interior portions of the Northeast also received well above normal rainfall totals, leading to improvements in the drought depiction, particularly across northern New England and parts of Upstate New York. Much of the Northeast experienced below average daytime high temperatures this week. Another round of deterioration was warranted again this week across much of the Midwest and eastern Great Plains, where below average precipitation continued to add to precipitation deficits that go back several months. However, much of the Mississippi and Ohio Valleys and the Northeast experienced a mix of worsening and improving drought conditions based on antecedent dryness and where the heaviest rain fell, respectively. Toward the end of the weekend, a slow-moving storm system traversing eastward across the Middle Mississippi and Ohio Valleys resulted in additional periods of heavy rainfall across portions of the eastern U.S. Heavy rain also fell across parts of the Southeast, with many locations across the Deep South receiving in excess of 5 inches of rainfall, leading to improvements to abnormally dry and moderate drought conditions from central Mississippi southeastward to Florida. The only exception was in the northern Cascades in Washington, where below-normal precipitation led to worsening drought conditions. A mean frontal boundary draped across much of the lower 48 states resulted in periods of heavy rainfall across portions of the western Great Plains and Intermountain West, leading to improvements to drought conditions across much of the western half of the lower 48 states. ![]() Large portions of southern Texas experienced excessive heat this week, with daytime high temperatures averaging well above 100☏ for several locations. It never observes daylight saving time.Much of the lower 48 states experienced near to below normal temperatures this week, with the exception of parts of the northern Great Plains, Upper Midwest, southern Texas, and parts of the Lower Mississippi Valley. The UTC Time (shown directly below) is the standard time zone upon which all other worldwide time zones are based. Mozilla Firefox, still display it as GMT. Some sources still refer to it as UTC/GMT and some web browsers, e.g. The worldwide standard for coordinated universal time, formerly known as GMT (Greenwich Mean Time), is now abbreviated as UTC (Coordinated Universal Time). Important (current time) Exceptions: Parts of Florida, Idaho, Indiana, Kansas, Kentucky, Michigan, Nebraska, North Dakota, Oregon, South Dakota, Tennessee and Texas are in two time zones. In the winter Arizona is on Mountain Standard Time (MST).Īlaska (AK) 90% of Alaska is (1 hour) behind the Pacific Time Zone, while the far reaches of the Aleutian Islands use Hawaii-Aleutian time. In summer, local time in Arizona is the same as Pacific Daylight Time (PDT). Across the United States of America, Daylight Savings Time is now in effect.ĭaylight Saving Time is not observed in Hawaii, and by most of Arizona. ![]() Clicking ‘Settings’ opens the Grammar Settings window. In the image above, where you selected ‘Grammar & more’ from the dropdown menu, you can also change the settings of the grammar checker. Taking Control of Your Spell and Grammar Check Personalising Your Grammar Settings There are times when hiding the grammar and spell check errors is useful. Note: If you were checking the formatting of your reference list, you might like to check it once for spelling and then turn off grammar and spell check so that you can check it again closely for formatting. ![]() Under ‘Exceptions for’, you will need to check that spelling and grammar errors are not being hidden.Check that the boxes are ticked that allow for errors to be pointed out as you type and for grammar and spelling errors to be checked together.Under ‘When correcting spelling and grammar in Word’, check that ‘Grammar & more’ (if using Word 2016, otherwise this will be ‘Grammar & Style’) is selected from the dropdown menu.In the menu on the left-hand side, choose ‘Proofing’.It is also a good idea to check your Proofing Options: If you do not do this, some sentences may not be spell checked. Ensure that the ‘Do not check spelling and grammar’ box is clear (i.e.Select the most suitable version of English, which will be ‘English (Australia)’ for Australian writers submitting to an Australian university or journal.Click on the ‘Language’ dropdown menu and select ‘Set Proofing Language’.Highlight your entire document (Ctrl+A).You probably already know how to perform a spell check, but do you know how to ensure that your spell check is appropriate for your document and that all text is included in the spell check? The following two steps will ensure your document is being thoroughly and correctly spell checked. Note that the following instructions apply to Word 2007 and later. In this article, I explain how to get the most out of MS Word when proofreading your own writing. After spending countless hours writing, you want to ensure you are presenting your work as professionally as possible. If you are not already using MS Word’s many settings designed to ensure accurate proofreading, you are doing yourself a disservice. Ultimately, when you’re able to work with strings this effortlessly, you’ll be more productive. It, for instance, allows you to sort lines alphabetically, flip the order of words is camelCase strings, swap the operands in conditional statements, increment and decrement numbers, and more. The Shifter plugin makes string manipulation easier and allows you to perform string and code manipulations through various keyboard shortcuts. When using string manipulation, you’ll, for instance, use them in conditional statements, change their case, and more. Here, string manipulation gives you a variety of ways to manipulate, sort, and work with the data. When working with data, you’ll often encounter it in the form of strings. ![]() Users also have access to an instant live preview that shows possible reference values. DataGrip makes it easy to manage multiple versions using version control systems such as Git, SVN, or Mercurial.įinally, Data Grip corrects all references within SQL statements allowing users to easily make updates if needed without having errors every time someone else updates their work on shared documents. You can even preview references inside of functions/stored procedures before making changes. They will be updated throughout the entire file automatically. It allows you to refactor tables, views, stored procedures, and other objects with ease: rename them in your code or schema files. It’s a convenient tool for database management and development. Unresolved problems are tagged using keywords, giving you the ability to fix them all up at once. It detects problematic code and gives you options to fix them. This feature is aware of everything created in your coding (even objects). Data within the row that would make more sense in a vertical arrangement can be stacked vertically, like a contact's phone, fax, and cell numbers.DataGrip is a database IDE that provides you with extended insight into how your queries work and the insights of the engine behavior, so you can make them more efficient.ĭataGrip is an IDE that helps you write SQL code faster by providing sensitive code completion. ![]() Less important data can be smaller and lighter in colour. The element that a person (not a computer or database) will likely scan by, such as a name, can be more prominent. The value of using repeaters is that users can still quickly scan values based on the consistency of your item template, but within each item, instead of a very wide row, you can have a tidier arrangement of elements and they can be given relative weighting based on size and position. I work a lot with Windows Presentation Foundation, which is infinitely flexible in terms of templating data. My job is largely about designing solutions for all the stuff that should not have been crammed into Excel in the first place. ![]() I eschew data grids entirely in my applications, and I work in an accounting center where everyone's catch-all solution is Excel. :P)Ĭharts are good for a few "columns" of data. (Incidentally if you're looking at grids, I had some recent experience with jqGrid and it wasn't terrible as JavaScript things go. I think that datagrids are often like that animated bus map wasting code on user interface while leaving too much of the data processing and extrapolation of its consequence to the user. I simply wanted an indicator that would light up and mean "leave your office now and you'll reliably make a bus without having to wait for more than 5 minutes". but watching the icons move on the map was information overload. Capture the common cases, and then you might still offer them a grid as a last resort.Īnecdotally: a city I lived in started putting GPS units in buses so you could look at a map and watch them as they moved. Then see if you can answer that question more automatically without resorting to all that raw data. I'd suggest considering the 80-20 rule, and evaluating precisely what most of your users would be trying to determine from a grid. Stream #0:1(eng): Data: none, 60 kb/s (default) $ ffmpeg -t 66.67 -i bad_timing.mov corrected.mov (It'll tack on the duration of the last frame automatically.) I'll actually keep 1001 frames (0 - 1000) and slice off the last three, since 1000 × 0.06667 is 66.67 seconds. Knowing that it's only the last two frames causing problems, though, I can simply slice them off using ffmpeg. which is the source of that "600 FPS" "maximum" frame rate. It starts to fall off in frame 1002, and frame 1003 has a duration of only 0.00167 seconds. Which we can see if I zoom way in:Ĭlicking around the graph, I find that the duration is exactly 0.06667s for EVERY frame except the last two. until it falls off right at the very end. ![]() ¯\_(ツ)_/¯ What it's showing, though, is that the video's timing is perfectly steady for almost the entire runtime. QCtools can graph in multiple colors, but. That black line is actually the graph (I was hoping I could change the plot color to something other than black, but. When I fed the video above into it, this is what I got: The GUI uses ffmpeg to collect statistical metrics of a video encoding's quality in all sorts of ways I don't really understand, but one of the display options is a graph of a video's packet durations (which, in simplified terms, translate to frame durations). There's a great open-source program called QCTools, developed a few years ago by MediaArea (who also wrote MediaInfo) in partnership with the Bay Area Video Coalition, a group of archivists and preservationists. It's just a dumb average.) Now, that's gonna throw things off, especially the "maximum" frame rate of 600 FPS. It's an old Sorenson-encoded MOV file, and here's how MediaInfo reports the timing: I went through my video files to find one with "weird" timing, and came up with one I'll use as an example. Too often, computations are based on it that lead to processing or playback issues with the entire file.) ![]() As you've discovered, software can do amazingly stupid things if there are issues with a video's average frame rate. Fortunately, the second scenario is both much more common, and easier to correct. ![]() With just an average rate, there's no way to tell a video with inconsistent timing throughout, from one with mostly perfect timing, but one or two short/long frames. But that doesn't mean your video's timing is bad. Quite literally, frames ÷ seconds = frames/seconds = fps. That 24.999875 you're seeing is an average frame rate - the number of frames, divided by the runtime. While it's possible it would be able to correct frame rate issues as a side-effect of what it does, if nothing else it's likely overkill for the purpose, and probably not entirely necessary anyway. It's an interpolated frame-generation algorithm more than a rate-control one. I don't have the Topaz software, but from reading their site, it appears that Chronos is, as you say, about slow or fast motion - exclusively. ![]() We've recently updated our submission guidelines to make it extra clear: We're looking to publish and distribute more works of magic, witchcraft, and pagan spirituality. Including, lately, an increasing number of pagan, mystical, and othersuch witchy books, zines, and decks. Since 1996, Microcosm has published and distributed books, zines, and other goods that put your power in your hands. ![]() Snowpiercer Vol 1: The Escape: All of humanity that could be rescued from catastrophic disaster are on a train that never stops in its circumnavigation across the globe in this post-apocalyptic graphic novel.īike Punx Sticker- How do you make bikes better? Add some punk. Riot Woman: This insightful, deeply personal history of early-2000s subcultures lovingly explores the difficulty of applying feminist values to real-life dilemmas, and embrace an evolving political and personal consciousness. The Snake Pit Book: The tenth anniversary edition of the comic strip series about living life while punk. The Constant Rider Omnibus: Contains issues 1-7 of the adventures of a patron of public transportation, and all the hilarity and melodrama that entails.Ĭycletherapy: Taking on the bicycle as a means of making sense of life and death, contributors write about their experiences on a bicycle, enjoying the little things about everyday life, dealing with the most difficult, and overcoming loss, trauma, and fear. This Ain't No Picnic: The first cookbook featuring vegan recipes with the self-parody and humor of punk rock culture and history. Pedal, Stretch, Breathe: If you’re a bicyclist who’s curious about yoga (or just about why your hips feel so tight after a long ride) or a yoga practicer who’s curious about cycling, you’ll enjoy this book by Kelli Refer. Pedal Zombies: A sci-fi story collection edited by Elly Blue. The zombie apocalypse will be pedal-powered! And feminist! Watch out! ![]() Get 8 of our favorite books and a sticker for just $40 (normal retail is almost $100!) Spanning genres and formats, we've got all your summer riding and rebelling reading needs taken care of. July's warehouse sale is something near and dear to all of us-things that go, and punk. We love putting together bundles that combine our favorite things (and save you money). Native Skate Store offers a 28 day hassle free returns policy for full terms and conditions please visit our returns page.We love bikes (and trains and buses and other not-cars). Xmas 2021 Returns - You have until 31st of Jan 2022 to return your order if unwanted. There is also a 5 Euro Administration Fee added on, please be aware of this when placing an order with us.įor more information and prices please visit our delivery page: Returns Simply pay it and the parcel will then be released to you. They will email you a link to pay when it clears customs. You will have to pay VAT (and maybe a little Duty) to DPD in your country. Now the UK has left the EU all European Orders are VAT Free. We ship to Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Italy, Luxembourg, The Netherlands, Poland, Portugal, Republic of Ireland, Spain and Sweden.Įuropean Delivery starts from £9.99 and most orders will be delivered in 2 to 3 days. Larger items that are over £30.01 = £4.99 ![]() Smaller items that are £30.00 and under = £1.99 All orders are shipped the same day with our courier or Royal Mail if the order is placed before 3pm with the exception of Saturdays in which case they will ship out on Monday for delivery on Tuesday. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |